Timing has always been everything, and I’ve learned a thing or two about scheduling health checkups for yourself in between jobs. I wish I had a scheduling counselor when I was making these plans. Since I didn’t, you can learn from my realizations.
The dominoes:
- When you’re scheduling for special medical appointments and calling around the holidays, open slots might be hard to come by.
- When you put in your two weeks, your insurance ends with the end of that month.
- Some plans have a rigid start date of the next first of the month, regardless of when you start working at that company. Ask your new employer when your new plan starts.
- If there’s a break between plans, you have the option to pay for COBRA, but that’s expensive.
The effect:
- Had to move my ultrasound to February instead of today, so instead of waiting one month for confirmation, I’ll be waiting a total of two months for confirmation.
- On the plus side, today is the Last Day for Loungewear!
It’s been a good break.
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It depends on the company when the coverage ends. Technically, my coverage was supposed to have ended on my last day of work, but I still managed to get my prescription at the covered price… Even when I later got a letter saying my coverage ended on my last day! Healthcare is mysterious, really.
Yup, another reason to inquire with both the company you’re leaving and the company you’re joining. I just didn’t want to risk it in case my ultrasound came out abnormal and having to learn a new policy for pre-existing conditions.
We shall see…